An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a single payment or a series of payments. Similarly, your payout may come either as one lump-sum payment or as a series of payments over time.

People’s Securities can help you determine if an annuity is the right investment to meet your income, legacy and retirement goals.

Some of the Advantages of Annuities:

  • Tax-deferred growth*
  • Investment and income options
  • Guaranteed retirement income
  • Death benefit protection
Annuity Type Advantages
Fixed Annuities — guaranteed income with death benefit protection
  • Safety of principal
  • Flexible retirement income options, including income for life
  • Guaranteed minimum interest rate and beneficiary protection
  • Tax-deferred accumulation of interest
Immediate Annuities — no accumulation phase, begin receiving distributions immediately
  • Regular stream of income — immediate and predictable stream of income
  • Not subject to the fluctuations of financial markets
  • Income for a lifetime or a set period of time — you decide
Indexed Annuities — guaranteed return of premium with growth potential
  • Guaranteed minimum interest and beneficiary protection
  • Potential for higher interest linked to the return of an index
  • Flexible retirement income options
  • Tax-deferred growth of contract value
Variable Annuities — flexibility, investment choices and legacy protection
  • Wide range of investment choices
  • Tax-deferred earnings
  • Customized investment strategies

To find out if an annuity is right for you, call us today at (800) 392-3009 to schedule an appointment with a Financial Advisors or visit any People's United branch.

Related Information

  • Meet with an Advisor
    Call us at 800-392-3009


*Withdrawals prior to age 59 1/2 are subject to a tax penalty in addition to ordinary taxes.

People’s Securities, Inc., is not a tax advisor. As individual tax situations may differ, you should consult your tax advisor.
Such guarantees are subject to the claims-paying ability of the underlying insurance company.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Investment and Insurance Products:

  • Not Insured by FDIC or any Federal Government Agency
  • Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate
  • May Lose Value

Investment and insurance products are offered through People’s Securities, Inc., a Broker/Dealer, member of FINRA and SIPC, an insurance agency and a registered investment advisor. People’s Securities, Inc. is a subsidiary of People’s United Bank, N.A. Investment products may involve risk, including possible loss of principal.

Business Continuity Plan | Commission & Fee Schedule | Margin Disclosure | Financial Statement | Cost Sharing Arrangements | Order Routing Disclosure | Day Trading Disclosure | BrokerCheck


Find Branch & ATM

Get locations, hours, directions, and available services for branches and ATMs near you.